The Second Home Visa (E33) is Indonesia’s long-stay permit that lets financially qualified foreigners live in Bali (and the rest of Indonesia) for 5 or 10 years without an employer sponsor, provided they show at least IDR 2,000,000,000 in qualifying assets or eligible property and agree not to work locally.
Second Home Visa by nationality: what really changes?
I’m Ratih Kowalski, founder of Bali Second Home Visa, and I’ll answer the question I hear daily: “Can my nationality apply Second Home Visa?” The reassuring truth for 2026 is that the Second Home Visa nationality requirements are the same for almost everyone.
Indonesia does not publish a special “white list” or “black list” for this visa as of 2026. In practice, immigration looks at:
- Your passport (valid at least 36 months)
- Your proof of funds or qualifying property
- Your immigration and document history (overstays, bans, forged papers)
The core rule is financial, not nationality-based: at least IDR 2 billion in an Indonesian state-owned bank (BNI, BRI, Mandiri) or qualifying property in Indonesia of at least IDR 2–5 billion, depending on type and location. The 5-year permit can be upgraded/extended when you continue to meet those thresholds.
If you want the short version: most passports can apply; your money, paperwork and past compliance decide how smooth it is.
For newcomers, here’s our main overview: start at the home page, then read the comparison article Second Home Visa vs other Indonesia visas**: which one fits your plan? to confirm Second Home really matches your long-term plan.
Americans: Second Home Visa for US citizens
The second home visa for Americans in Bali is one of the most frequent files on my desk.
For US citizens in 2026:
- No US-specific restriction on Second Home
- Standard financial threshold: IDR 2,000,000,000 (≈ USD 130,000, but the rupiah figure is what matters)
- Minimum passport validity: 36 months from application date
What tends to trip Americans up is proof of funds format. Indonesia wants:
- Clear bank statement or deposit confirmation (later moved into an Indonesian state-owned bank within 90 days of ITAS issuance)
- Name on the account matching your passport exactly
Two common questions:
- “Can I use my US brokerage account instead of cash?”
Immigration expects cash or near-cash balances, not volatile portfolios. Strategic solution: liquidate the required portion, keep your advisors happy with the rest. - “Do I pay Indonesian tax on my US income?”
Second Home itself does not grant work rights. If you become tax resident (183+ days/year), global income rules can be triggered. We coordinate with tax advisors separately; the visa is only one piece of the puzzle.
Australians: Second Home Visa for Australian passport holders
The second home visa for Australians is popular with semi-retirees from Perth, Sydney, and Melbourne who want a 5–10 year base in Bali.
Key points for Aussies:
- No additional nationality hurdle
- Funds: same IDR 2 billion threshold (≈ AUD 195,000–205,000 depending on the 2026 rate)
- Superannuation is not directly accepted; you normally show a personal bank account
What Australians often ask:
- “Can we split the funds between husband and wife?”
The safest route is to place the full IDR 2 billion in the name of the main applicant, then attach spouse and children as dependants under that Second Home ITAS. - “Can I still run my Australian business remotely?”
Yes. Second Home bans work for Indonesian entities, but you can work online for overseas clients or companies as long as the economic activity is legally structured outside Indonesia.
Brits: Second Home Visa for UK citizens
The second home visa for Brits looks identical on paper to US and Australian cases, but there are a couple of UK-specific patterns we see.
For UK passport holders:
- Nationwide eligibility; no current UK exclusion
- Funds: IDR 2 billion (roughly GBP 65,000–70,000 in 2026)
- Proof of pension alone rarely works; you still need the lump-sum requirement
Brits often ask whether the Second Home route can lead to PR. The realistic answer: over time, yes, some holders move to more permanent structures, but Second Home itself is a long-stay, non-working visa, not automatic permanent residency or citizenship.
Canadians: Long-term Bali stays for Canadian citizens
The second home visa for Canadians is straightforward, but we pay extra attention to document consistency because Canada issues bilingual and province-specific documents that occasionally confuse officers.
Highlights for Canadians:
- Standard eligibility; no Canadian restriction
- Funds: IDR 2 billion (≈ CAD 11x, depending on 2026 rate; we’ll quote the exact number when you contact us)
- RRSPs and TFSAs need to be converted into visible cash balances for the visa evidence
We also guide Canadians on combining Second Home with international health insurance that works both in Indonesia and back home for extended visits.
Europeans: EU and non-EU in one basket
When people ask about a second home visa for europeans, they usually mean EU passport holders (Germany, France, Netherlands, Spain, Italy, etc.), but in practice we also handle Switzerland, Norway, the UK, and others with almost identical procedures.
For Europeans in 2026:
- Uniform financial rules: IDR 2 billion or qualifying property
- No Schengen-wide restrictions; assessment is based on your individual passport and history
- Civil status documents (marriage, birth certificates) sometimes need translation and apostille if used for dependants
If your plan is to base in Bali but regularly shuttle back to Europe each summer, Second Home’s multiple re-entry rights are a big advantage compared to shorter visas. You can leave and re-enter without reapplying as long as your ITAS remains valid.
Singapore citizens: regional neighbors with specific questions
The second home visa for Singapore citizens usually comes from high-net-worth individuals and business owners wanting a lifestyle base in Bali, plus regional mobility.
For Singaporeans:
- Passport quality is high; processing is usually smooth if paperwork is clean
- Funds: still IDR 2 billion or qualifying property, even if your Singapore accounts hold much more
- We often structure funds transfer from Singapore banks directly into BNI, BRI, or Mandiri to minimize FX friction
A common scenario is using Second Home while your operational company remains in Singapore. You live in Bali, hold board calls online, and do occasional short trips to Singapore or elsewhere in ASEAN. This can be done, but we always keep an eye on Indonesian tax residency rules and your time-onshore calendar.
Indian passport holders: extra scrutiny, not impossibility
The second home visa for Indian passport holders attracts more questions because Indian citizens sometimes face stricter checks on other visa types. With Second Home, the main difference isn’t the law, it’s the documentation scrutiny.
For Indian nationals:
- Eligibility exists; there is no blanket exclusion in 2026
- We must be meticulous with bank evidence: source of funds, clear statements, no unexplained last-minute deposits
- Names and spellings must match across passport, PAN (if referenced), and bank statements
Most problems I’ve solved for Indian clients were about paper trails, not legal barriers. When we package the application professionally, approval rates are strong.
Chinese nationals: asset-rich, document-heavy
The second home visa for Chinese nationals is absolutely possible, but it is rarely a DIY process.
For PRC passport holders in 2026:
- Indonesia does accept applications, but expects properly translated and, where necessary, legalized documents
- Transfers from mainland banks into Indonesian state-owned banks must be timed and documented carefully
- We typically pre-structure the property or deposit arrangement before we even hit “submit” on the eVisa
Because Chinese nationals often have complex business and family structures, we spend more time on beneficial ownership and money-trail clarity. Done right, this makes the subsequent renewal or upgrade far smoother.
“Can my nationality apply Second Home Visa?” – the real answer
So, back to your core question: can my nationality apply Second Home Visa?
For 95% of people who contact us, the answer is “yes, if you meet the financial and documentation standards.” There are occasional individual bans or red flags, but they usually come from:
- Past overstays or deportations in Indonesia or the region
- Use of forged or inconsistent documents in earlier visa attempts
- Links to activities that trigger security checks
Your nationality might change how closely officers read your file, but it has not changed the core requirements:
- Passport valid 36+ months
- IDR 2 billion in an Indonesian state bank or qualifying luxury property (with current 2026 value meeting the threshold)
- Clean, verifiable documentation
If you’re comparing options, read this next: Second Home Visa vs other Indonesia visas**: which one fits your plan? and, once you’re sure, go deeper into practical pitfalls here: Second Home Visa documents, mistakes, renewal, and common problems.
Mini FAQ: nationality & Second Home Visa in 2026
1. Are there countries that cannot apply for Second Home at all?
Indonesia can update restricted-country lists at any time, usually for broader political or security reasons. As of 2026, such bans are rare on Second Home cases. The best way to be sure is to let us check your passport against the live immigration system before you move any funds.
2. Is the IDR 2 billion requirement the same for all nationalities?
Yes. The IDR figure is fixed by Indonesian regulation, not adjusted by passport. Exchange-rate differences only affect how it feels in your home currency. What matters to immigration is that the Indonesian balance or property valuation meets or exceeds the current rupiah requirement.
3. Does Second Home let me work in Indonesia if I’m well funded?
No. The Second Home Visa is a non-working status. You can invest, hold property, live long-term, and work remotely for overseas entities, but you cannot be locally employed or run an onshore business that pays you salary in Indonesia under this visa. For that, we design a separate work or investor structure alongside your stay permit.
Ready to see if your passport qualifies?
If you’ve read this far, the next step is simple: send us a clear scan of your passport and a short summary of your financial situation. We’ll tell you in plain language how the Second Home Visa E33 fits your nationality, your assets, and your family plans — and we’ll flag risks before you move money.
Work with us through our concierge service if you want a single point of contact from first eligibility check, through bank or property structuring, all the way to ITAS activation in Bali.
WhatsApp us now to check your Second Home Visa eligibility by nationality, get a real 2026 cost breakdown in your currency, and see exactly how soon you can be living long-term in Bali.
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General information, not legal advice; fees are agency estimates, not government fees. We confirm the latest rules for your case before you apply.