The Second Home Visa E33 is Indonesia’s long-stay permit (5–10 years) for financially strong foreigners who want to live, invest, or retire in Bali and beyond, without working locally. It is aimed at investors, retirees, frequent visitors, and location‑independent professionals who can show substantial funds or qualifying property.
What the Second Home Visa E33 really is – in plain language
I’m Ratih Kowalski, and for the last decade I’ve helped people turn “Bali trips” into real long-term lives here. The Second Home Visa E33 is currently Indonesia’s most straightforward option if you:
- Want to stay in Indonesia for 5–10 years without constantly renewing short visas
- Have the means to show
– either in the bank or in property - Do not need an Indonesian employer (this visa is not a work permit)
It’s available nationwide, but in practice, most applicants are using it to base themselves in Bali. So let’s unpack the bali second home visa requirements in 2026, and exactly who can apply for Second Home Visa Bali.
Core Second Home Visa E33 requirements in 2026
1. Minimum passport validity for Second Home Visa
Immigration is strict on passports. If you’re planning ahead, this is your first filter.
- Minimum passport validity Second Home Visa: at least 36 months (3 years) on the day you apply.
Some agents still quote 6 or 12 months because they’re recycling old KITAS templates. For the E33, aim for 3+ years validity to avoid re-issuing mid-stay, which can be an administrative headache.
If your passport has under 3 years left, renew it in your home country before starting the process. It’s far cheaper and smoother than trying to work around it.
2. Financial proof: the famous 2 billion rupiah requirement
This is the part everyone talks about: proof of funds 2 billion rupiah Second Home Visa.
- You must commit to either:
- IDR 2,000,000,000 (two billion rupiah) in a state-owned Indonesian bank account in your own name; or
- Qualifying property – “luxury” real estate under the correct title (typically minimum USD 1,000,000 equivalent value).
- You have up to 90 days after arrival on your Second Home ITAS to show final proof to immigration.
In 2026, two billion rupiah is floating roughly around the USD 120,000–135,000 mark depending on the month’s exchange rate. Immigration calculates in rupiah, not dollars, so don’t play it too close to the line. Give yourself a buffer.
From my experience managing real applications:
- If choosing the bank deposit route, open the account with one of the state banks (Mandiri, BNI, BRI) and be prepared to keep the minimum balance untouched for the lifetime of your permit.
- If choosing the property route, you must have properly structured ownership (usually Hak Pakai, not just a casual lease) and formal valuation/documentation that immigration will accept.
Do not rely on a simple villa lease agreement. Rental contracts are not considered “luxury property ownership” for this visa class.
3. Age, profile, and who this visa is really for
Now to the big question: Indonesia Second Home Visa eligibility – who is it aimed at?
- Second Home Visa age limit: there is no published “retirement age” threshold like the retirement KITAS. In practice, we see approvals from about age 21 upwards, as long as funds are clear and lawful.
- It is explicitly designed for:
- Second Home Visa investor traveler retiree profiles – high net worth frequent visitors, semi-retirees, full retirees, and private investors.
- Families who want school stability for their children in Bali while retaining their current citizenship.
For young founders and professionals wondering: can digital nomads apply Second Home Visa? Strictly speaking, yes – if you meet the financial criteria, are comfortable with the capital “parked” for years, and you understand that you are not allowed to work for an Indonesian company or earn Indonesian-sourced salary. Your income must remain offshore or via properly structured foreign entities.
Immigration is not evaluating your job title. They care far more about the lawful source and stability of your funds and your adherence to non-work restrictions.
4. Second Home Visa applicant requirements: documents you must prepare
Let’s turn “theory” into a checklist. For 2026, these are the practical Second Home Visa applicant requirements I have my clients prepare:
- Valid passport with minimum 36 months validity
- Recent color passport photo with a plain background (4×6 cm is standard; we’ll match the technical specs to current immigration system)
- Personal bank statement showing at least USD 2,000 or equivalent for living expenses (separate from the 2 billion commitment)
- Statement letter of financial commitment:
- Either confirmation you will place IDR 2,000,000,000 in a state bank; or
- Declaration that you have purchased / will purchase qualifying property at or above the required threshold.
- Curriculum vitae or short profile (I always tailor this to present a clear, consistent story – especially important for entrepreneurs and self-employed applicants)
- Travel plan – approximate arrival window and main address in Indonesia (can be a rental at first)
On top of that, my agency prepares the back-end formalities: immigration account registration, application letters in Bahasa Indonesia, and follow-up clarifications when an officer has extra questions.
Who qualifies for the Bali Second Home Visa in practice?
Typical successful profiles
Based on the last couple of years of real applications, Indonesia Second Home Visa eligibility is less about rigid categories and more about matching the intent of the program. You’re an excellent candidate if you:
- Have liquid assets of at least USD 150,000 and are comfortable locking a portion in Indonesia
- Plan to spend several months per year in Bali or other parts of Indonesia
- Do not need to work as an employee in Indonesia (no local payroll)
- Are fine operating any business structure from overseas (or as an investor, not a salaried worker)
Here’s how it maps onto real-life situations:
- Retirees who want a simpler, longer-term option than the classic Retirement KITAS, and who meet the 2B IDR requirement instead of monthly income proofs.
- Investors buying high-end apartments or villas under compliant structures and wanting their immigration status to match their financial commitment.
- Frequent Bali travelers who are tired of back-to-back B211 or VOA runs and want stability for 5–10 years.
- Well-funded digital nomads & founders whose revenue is offshore and who value the ability to base themselves in Bali long-term without corporate sponsorship.
Who should not use the Second Home Visa
I routinely steer people away from the E33 when:
- Their total net worth is below the 2 billion mark – it strains their finances too much.
- They actually need to work on the ground for an Indonesian company (they need a proper work KITAS).
- They only intend to stay in Bali 1–2 months a year – in that case, short-stay options can be more cost-effective.
Step-by-step: how the requirements play out in the real process
1. Offshore application
The Second Home Visa E33 must be initiated while you are outside Indonesia. We prepare and lodge the application online through the immigration portal, attaching:
- Your passport data
- Photo
- Basic bank statement
- Commitment letter regarding the 2 billion or qualifying property
Processing typically takes 5–10 working days once documents are clean and payment has been made. You receive an e-visa via email.
2. Arrival in Indonesia
You enter Indonesia using the e-visa; immigration will stamp and then convert this into your Second Home ITAS. You’ll receive an electronic stay permit (e-ITAS) confirming your 5- or 10-year stay rights.
From your arrival date, the clock starts: you now have 90 days to prove compliance with the main financial requirement.
3. Proving your 2 billion funds or property
This is the most sensitive stage. Within those 90 days, you must:
- Show a bank certificate/statement from a state-owned bank confirming at least IDR 2,000,000,000 held in your name; or
- Submit property documents – land/right-to-use certificates, sale-purchase deed (AJB), and valuation if requested.
Immigration may request clarifications, translations, or additional proof. This is where having a seasoned local team matters; we pre-empt those questions and keep your file tight.
What this visa allows – and what it doesn’t
Permitted activities
With a valid Second Home Visa E33 you can:
- Live in Indonesia for up to 5 or 10 years, depending on your permit
- Come and go freely (multiple re-entry)
- Invest in property and certain businesses under the correct structures
- Study, send your children to school, and engage in non-political community life
Prohibited activities
You cannot:
- Work in an employment relationship with an Indonesian entity (no local salary, no employment contract)
- Take part in political activities or hold public office
- Ignore the 2 billion / property requirement – non-compliance risks fines, cancellation, and deportation
Quick FAQ: Second Home Visa E33 requirements
1. Is there a Second Home Visa age limit?
There is no strict “retirement age” for the E33. Practically, applicants over 21 with clear financial capacity and clean records are commonly approved. For under-21s, we usually structure them as dependants on a parent’s Second Home permit instead.
2. Can digital nomads apply for the Second Home Visa in Bali?
Yes, if you meet all bali second home visa requirements, including the 2 billion rupiah commitment. However, you cannot work for an Indonesian employer or be paid from Indonesia. Your work must remain remote / offshore, and you must respect local tax and business regulations.
3. Do I need to hold 2 billion rupiah before I apply?
No. At application stage, immigration needs a credible statement of commitment. But within 90 days of your arrival on the Second Home ITAS, you must provide hard proof – either the bank deposit or qualifying property. If you cannot, your stay becomes non-compliant and is at risk.
What to do next if you think you qualify
If you’ve read this far and feel the Second Home Visa E33 requirements match your situation, your next steps are straightforward:
- Make a rough map of your finances – how comfortably can you meet the 2 billion requirement?
- Check your passport. If it has under 3 years left, plan a renewal first.
- Decide whether your strategy is cash deposit or property-based.
From there, my team at Bali Second Home Visa can take over the heavy lifting. Start by reading our detailed breakdown of the numbers in Second Home Visa E33 cost**: the real fees, deposits, and total budget, then browse back to home to see the bigger picture of your long-term options.
When you are ready for hands-on, confidential help with structuring your application, bank strategy, or property compliance, you can tap into our concierge service for end-to-end support – from first consultation to your e-ITAS in hand.
To check your eligibility and timeline in real time, send us a WhatsApp message now and ask for Ratih – we’ll review your situation and map out your Second Home plan within one business day.
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General information, not legal advice; fees are agency estimates, not government fees. We confirm the latest rules for your case before you apply.