The Second Home Visa (E33) is Indonesia’s long-stay, non‑working residence permit that lets financially secure foreigners live in Bali for 5–10 years, bring eligible family, and come and go freely, as long as they maintain at least IDR 2,000,000,000 in funds or qualifying property and keep their immigration paperwork in good order.
Second Home Visa E33 in a nutshell
If you want to call Bali home for the long haul without setting up a company or working locally, the Second Home Visa is the tool for the job. It’s designed for investors, retirees, and globally mobile families who can demonstrate solid financial resources and who treat immigration compliance as seriously as they treat their portfolio.
I’m Ratih Kowalski, and for over a decade I’ve sat across the desk from people who “almost” got this visa right. The difference between an effortless 5–10 year stay and a stressful rejection usually comes down to documents and timing, not money.
If you’re new to us, you can learn a bit more about how we support long‑term clients on our concierge service page, or jump straight back to home.
The Second Home Visa document checklist: 2026 essentials
Indonesia has tightened and clarified the rules since the visa launched in late 2022. As of 2026, a robust second home visa document checklist for a straightforward, single applicant looks like this:
- Passport with at least 36 months validity from the date of application.
- Proof of funds or property:
- Minimum IDR 2,000,000,000 (about USD 130,000–135,000 in 2026) in an Indonesian state‑owned bank; or
- Qualifying property ownership (Hak Pakai or apartment) at the minimum values set by regulation.
- Recent passport photo meeting current second home visa passport photo specs.
- Curriculum Vitae (CV) – yes, there is a clear second home visa CV requirement.
- Letter of guarantee / statement of commitment to provide proof of funds or property within the required timeframe (if applying before funds are parked).
- Health insurance policy covering your stay in Indonesia (practical must, even when not explicitly listed).
- Basic supporting forms generated by the immigration system (we prepare and cross‑check these for clients).
On paper, that looks simple. In practice, most problems come from the details: which bank, how the name appears on the second home visa bank statement, and how you present your personal history in the CV.
Second Home Visa required documents, one by one
1. Passport: more than “just valid”
Authorities require a minimum of 36 months validity, and they mean it. If you submit with 35 months and 3 weeks, you’re inviting a refusal. Many 2026 rejections we see start with a passport that was “almost long enough.”
Practical advice:
- Renew your passport if it will have less than 3 years remaining on your intended application date.
- Make sure your passport is clean: no torn pages, no unofficial stamps, no inconsistent signatures.
2. Bank statement: where and how your 2 billion sits matters
The core of this visa is your financial strength. For most clients, that means producing a second home visa bank statement showing at least IDR 2,000,000,000 in an Indonesian state‑owned bank account such as BNI, BRI, or Mandiri.
Key points we drill into clients:
- The account holder name must match your passport exactly.
- The balance must meet or exceed IDR 2,000,000,000 on the date the statement is issued.
- Statements from overseas banks can be useful context, but they do not replace the Indonesian account requirement when that is applied in your case.
- Do not move the funds out immediately; immigration can ask you to re‑evidence the balance later, especially at second home visa renewal.
If you’re using property instead of cash, we will walk you through valuation and documentation step‑by‑step; mistakes here are expensive and slow to fix.
3. CV: the most underrated document in the stack
The second home visa CV requirement isn’t about your job hunt; it’s about risk assessment. Immigration wants to see who you are, where you’ve been, and that your profile matches the spirit of the visa (investor, retiree, financially independent).
A good CV for this visa:
- Is 2–3 pages, chronological, with no unexplained multi‑year gaps.
- States your current occupation status clearly (e.g. “Retired engineer”, “Portfolio investor”, “Director of XYZ Ltd in Singapore”).
- Matches any past Indonesian visas you’ve held (job titles, company names, passport details).
Common mistake: copying a generic corporate CV with half‑finished roles and old contact details. That raises questions instead of answering them.
4. Passport photo: specs are stricter than most people think
The second home visa passport photo specs typically require a 4×6 cm colour photo on a plain white background with a neutral expression and no heavy editing. Think “official ID”, not “holiday selfie”.
We advise clients to:
- Use a professional studio familiar with Indonesian visa photos.
- Avoid shadows, glasses glare, and busy clothing patterns.
- Check file size and format for online uploads before leaving the photographer.
5. Family: spouse and children documents
One of the nicest features of the E33 is that you can bring your immediate family. The second home visa family documents we routinely prepare include:
- Marriage certificate for your spouse, apostilled or legalized if required, and translated into Indonesian by a sworn translator.
- Birth certificates for children, again legalized and translated.
- Passports for each dependent with enough validity to match your planned stay.
- Simple family tree / relationship statement when requested by the case officer.
The technical rule is simple: your family’s right to stay is tied to yours. If your permit lapses, theirs does too. That’s why we manage all family timelines together under our concierge service.
Second Home Visa common mistakes (and how to avoid them)
After 10+ years handling long‑stay permits, you start to see the same patterns. The most avoidable second home visa common mistakes include:
- Cutting it too close on validity – passports with borderline validity, bank statements issued “almost” at 2 billion, or insurance expiring a few weeks after arrival.
- Inconsistent personal data – different spellings of names across passport, bank, and property documents; different dates of birth on family certificates.
- Missing translations and legalization – foreign marriage or birth certificates submitted without the apostille/legalization and sworn translation immigration expects.
- Poor-quality scans – shadows, cropped corners, and low‑resolution uploads that make officers guess what they are looking at.
- DIY timing errors – using the e‑visa after its 90‑day validity window or failing to submit proof of funds/property within the required 90‑day period after ITAS issuance.
All of these are preventable with an experienced pair of eyes on your file before it ever hits the immigration system.
Second Home Visa rejected reasons we see in 2026
No one likes to talk about refusals, but they happen—and usually for predictable reasons. The most frequent second home visa rejected reasons we’ve dealt with recently are:
- Insufficient or unclear proof of funds – funds in the wrong type of bank, under the threshold, or shown only in foreign currency without proper supporting detail.
- Incomplete application file – missing CV, missing letter of guarantee, or missing dependent documents when applying as a family unit.
- Inconsistencies with previous Indonesian visas – applicants who had overstays, unpaid fines, or conflicting information in older records and never addressed them.
- Late submission of proof of funds/property – entering on the visa but failing to meet the 90‑day proof requirement, which can lead to cancellation rather than renewal.
Sometimes we can rescue a refused application with a fresh, cleaner file. Sometimes, the record needs to be carefully explained. Either way, this is where a strategic approach matters more than just “trying again” blindly.
Second Home Visa renewal and extension: how it really works
Indonesian terminology can be confusing. For clients, what matters is that your right to stay does not suddenly expire after five years because you missed a window by a week.
Here’s how we handle second home visa renewal and second home visa extension in practice:
- We start renewal preparation roughly 6–9 months before your current ITAS ends.
- We re‑confirm your bank or property position, then obtain an updated second home visa bank statement or property documents meeting the latest thresholds.
- We check passports for you and your family; if any will drop below the required validity, we sequence renewals to avoid gaps.
- We file your extension/renewal while your current permit is still valid, so there is no overstay and no risk to family members.
The system has matured a lot since 2022, but officers still expect you to treat deadlines seriously. For long‑term families, this is exactly the sort of thing that belongs on someone else’s calendar—which is why many clients hand it to us under our concierge service.
Putting it all together: a clean, approval‑ready Second Home Visa file
When we assemble a Second Home application at balisecondhomevisa, the final bundle is usually 40–70 pages once translations, legalizations, bank materials, and family documents are included. That sounds intimidating, but you don’t need to hold the whole immigration rulebook in your head.
What you do need is:
- Documents that match each other—names, dates, and numbers aligned across the board.
- Financial evidence positioned exactly as the regulations require, not “close enough.”
- Family proof that clearly supports every dependent’s right to follow.
- A realistic timeline that respects passport validity and key immigration windows.
If you’re still at the research stage and have more nationality‑specific questions (“Can I apply on my current passport?”, “What if my funds are split across two countries?”), you might find this useful: Second Home Visa by nationality: country-specific questions people ask.
Quick Second Home Visa FAQ
1. Can I work in Indonesia on a Second Home Visa?
No. The Second Home Visa is a non‑working stay permit. You can manage your own foreign income, investments, or remote business, but you cannot be legally employed by an Indonesian company on this visa.
2. Do I have to keep 2 billion rupiah frozen for the entire stay?
You must be able to demonstrate the required financial threshold at key points (issuance, proof period, renewal). In practice, that means planning as if you need that level of liquidity available whenever immigration asks you to evidence it.
3. Can my spouse and children get the same length of stay?
Yes, your eligible dependents receive linked permits that follow the same validity as your own Second Home stay. Their status depends on yours, so your renewals and theirs should always be managed together.
If you want a Bali‑based team to quietly handle the paperwork while you focus on building your actual “second home” life here, send us a WhatsApp message now and ask for Ratih at Bali Second Home Visa.
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General information, not legal advice; fees are agency estimates, not government fees. We confirm the latest rules for your case before you apply.